Buyer Savings Details
This 5.375%* (6.271% APR) interest rate does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Information current as of 5/22/2026. *Estimate based on current average 30-year fixed FHA rate of 6.180%, Conventional 30-year rate of 6.650%, and VA 30-year rate of 6.200%. Annual Percentage Rate (APR) calculated on $392,755 FHA, $380,000 Conventional, $408,600 VA loan amounts. Payment does not include mortgage insurance, property taxes, and homeowners insurance, which will result in a higher payment.
This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Information current as of 9/18/2026. *Estimate based on current average 30-year fixed FHA rate of 6.810%. Annual Percentage Rate (APR) calculated on $392,755 FHA loan amount. Payment does not include mortgage insurance, property taxes, and homeowners insurance, which will result in a higher payment.
Year 1 of a 2/1 Temporary Rate Buydown. For example purposes only. Interest rates and APR are subject to change without notice. Certain restrictions apply. Not all borrowers will qualify. Actual rate and APR is based on applicant’s credit worthiness and other qualifying factors that will be disclosed upon formal application. Loan products are subject to credit approval. Other terms, conditions, and fees may apply. Rate shown assumes an owner-occupied, FHA purchase , 30 year amortized rate loan, $400,000 loan amount, and a 680 credit score. Interest rate as of 9/14/2026. Buydown benefit for year 1 is 2% and year 2 is 1%, years 3-30 no longer discounted. The costs associated with a 2-1 buydown is referred to as the “Temporary Buydown Fund.” These funds must be paid in full at closing by the seller. A buyer is not guaranteed to receive this benefit from the seller. Company NMLS # 401867. Member FDIC. Equal Housing Lender. Not a commitment to lend. Not an official rate quote.
*Contact listing agent or open house site agent for full terms, conditions and details; savings offer subject to change without notice. Not all homes qualify for the up to $20,000 savings opportunity, see brochure for available savings per each move-in ready house and per each neighborhood. Seller credit not to exceed allowable interested party contribution limits as determined by buyer’s financing program. Seller credit shall be applied to Buyer’s Loan(s) and settlement costs, including prepaids, loan discount, loan fee, interest rate buy down, financing, closing or other costs allowed by lender. Savings Valid 8/24/26 – 9/30/26. Savings valid on all active and available spec homes. Not a commitment to lend.
